Amboy Bank is giving you this notice to tell you how we protect, may collect and share non-public personal information about you and the accounts you have at Amboy Bank.
Amboy Bank does not share your personal information about your transactions and experiences or your creditworthiness with other financial companies or our affiliates. Amboy Bank does not jointly market
Other Important Information
At Amboy Bank, we recognize that privacy and security of personal financial information is a concern to our customers. We have taken the utmost care in establishing and implementing policies and procedures to protect this information.
Amboy Bank may collect information volunteered by you during the application and information request process. In an effort to offer you the best and most current banking opportunities, we may contact you with news about Amboy products, services, and special promotions. If, for any reason, you would like to be taken off our e-mail list, please contact us at firstname.lastname@example.org
Amboy Bank is committed to produce the safest operating environment possible for our customers and to provide the most secure environment possible for worry-free Internet banking.
You can be assured of the following security measures:
Data is encrypted as it travels to and from your PC. Encryption is accomplished through "Secure Sockets Layer," the de facto standard for data encryption on the Internet. This means your sensitive financial information cannot be deciphered by unauthorized individuals.
User Ids and passwords are stored on the Bank's computer, isolated from the Internet, where they can never be accessed or downloaded by anyone on the Internet.
Our computer system does not connect directly to the Internet. It is isolated from the Internet via a "firewall" - a software and hardware product that defines, controls and limits the access that "outside" computers have to the Bank's computer. The firewall subscribes to the standards set by the NCSA (National Computer Security Association). In other words, use of the firewall allows only authenticated Bank customers or administrators to send or receive transactions through it.
Amboy Bank continues to monitor and review the security and privacy measures that it has in place to protect customer information. These measures are updated as practices change and new technology becomes available.
For information, please call Amboy Direct at 1-800-94-AMBOY, visit your local branch, or e-mail us at email@example.com.
This page applies to individuals and is subject to change without notice.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Amboy Bank will never request you to send personal information via email. If you encounter a suspicious email or website that says it's from Amboy Bank, do not respond to it.
|Forward suspicious emails and websites to firstname.lastname@example.org. Only suspicious emails and websites should be sent to this address. Thank you for helping us detect and stop phishing and fraud.
For servicing requests and all other inquiries, call Online Customer Service at: 1-800-94-AMBOY or send us an email.
|Fraud Prevention Hotline:
|Call the hotline if you provided personal information through an email or suspicious website.|
Identity fraud is usually limited to an isolated attempt to steal money from an existing account — such as a charge on a stolen check card.
Identity theft occurs when someone steals your personal information and uses it to open new accounts or initiate transactions in your name. Identity theft is easily confused with identity fraud. To help determine your situation, learn more about identity theft and identity fraud.
If the fraudulent activity is limited to your Amboy Bank account(s): Contact us immediately at 1-800-94-AMBOY.
|Contact Amboy Bank||Call us at 1-800-94-AMBOY to report any fraudulent activity on your Amboy Bank accounts.|
|Contact the major credit bureaus||You can request that the three main credit bureaus place a short or long-term "fraud alert" on your credit file. This alert requires creditors to verify your identity before opening any new accounts in your name or changing any existing accounts. You will only need to contact one bureau, which will notify the others.
Credit bureaus must provide victims of identity theft a free copy of their credit report. You should request one from each bureau, as the information can differ. Review your credit reports carefully for fraudulent activity. If fraud has occurred, notify the credit bureau and the companies where accounts were opened to report the fraud directly.
Once a dispute has been resolved, the credit bureaus you contacted will send you another copy of your credit report. Review the report to make sure that all fraudulent activity has stopped and your file has been corrected.
For more information about the steps to take and for credit reports, contact:
|Contact other creditors||Contact your other creditors, including credit card and phone companies, banks, and other lenders, to notify them of potential fraud. Consider following up your telephone conversations with a letter.
Close any accounts that have been breached and reopen them with new account numbers and passwords. Do not use your Social Security number as a username or password.
|File a report with the local police||Contact your local police department if you suspect that your personal information was stolen. A police report may lend credibility to your case when dealing with creditors, who may require proof of criminal activity.|
|Report the criminal activity to the Federal Trade Commission (FTC)||Call the FTC hotline at 1-877-ID THEFT (1-877-438-4338) to speak with a trained identity theft counselor. Or submit a complaint to FTC's secure online database at www.ftccomplaintassistant.gov. Your information may be shared with other law enforcement agencies investigating identity theft.|
|Contact other agencies as appropriate||
|Carefully review all your accounts||Since identity theft takes time to resolve, you should continue to review all charges and transactions appearing on account statements and online. Immediately report any discrepancies.|
The security of your accounts and personal information is one of Amboy Bank's top priorities. We promptly investigate any reported suspicious activity.
|Call Amboy Bank immediately if you notice suspicious activity related to your Amboy Bank accounts.||
|Monitor your accounts regularly.||Regularly reviewing your account activity is one of the best ways to notice and stop fraudulent activity quickly.
Review your monthly statements or review activity online, 24 hours a day, with AmboyNET or Amboy eCorp at Amboybank.com.
For information, please call Amboy Direct at 1-800-94-AMBOY, visit your local branch, or e-mail us at email@example.com.