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Privacy Policy

Amboy Bank is giving you this notice to tell you how we protect, may collect and share non-public personal information about you and the accounts you have at Amboy Bank.

What does Amboy Bank do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Credit History and Employment Information
  • Account Transactions and Checking Account Information

When you are no longer our customer, we can continue to share information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list reasons financial companies can share their customers' personal information; the reasons Amboy Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Amboy Share?

Can you limit sharing?

For our everyday business purposes
such as to process your transactions, maintain
your account(s),respond to court orders and legal
investigations, or report to credit bureaus



For our marketing purposes
to offer our products and services to you


We do not share

Amboy Bank does not share your personal information about your transactions and experiences or your creditworthiness with other financial companies or our affiliates. Amboy Bank does not jointly market


Call 1-800-94-AMBOY or email

What we do

How does Amboy
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Amboy
collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for a loan or use your debit card
  • Show us your Driver's License

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you



Companies related by common ownership or control. They can be financial and non-financial companies.

  • Amboy Bancorporation
  • Amboy Foundation
  • Amboy Title Agency LLC
  • Amboy & Emek Agency LLC


Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other Important Information

We may share certain customer information with government and consumer reporting agencies as permitted or required by such laws as the right to Financial Privacy Act. These disclosures are usually made for your benefit and for specific circumstances, for examples, verifying identities to reduce fraud and identity theft or for prompt credit approval or as required by law, such as in response to a court order or subpoena.


At Amboy Bank, we recognize that privacy and security of personal financial information is a concern to our customers. We have taken the utmost care in establishing and implementing policies and procedures to protect this information.

Amboy Bank may collect information volunteered by you during the application and information request process. In an effort to offer you the best and most current banking opportunities, we may contact you with news about Amboy products, services, and special promotions. If, for any reason, you would like to be taken off our e-mail list, please contact us at

Amboy Bank is committed to produce the safest operating environment possible for our customers and to provide the most secure environment possible for worry-free Internet banking.

You can be assured of the following security measures:

Secure Communications
Data is encrypted as it travels to and from your PC. Encryption is accomplished through "Secure Sockets Layer," the de facto standard for data encryption on the Internet. This means your sensitive financial information cannot be deciphered by unauthorized individuals.

Secure Login
User Ids and passwords are stored on the Bank's computer, isolated from the Internet, where they can never be accessed or downloaded by anyone on the Internet.

Secure Environment
Our computer system does not connect directly to the Internet. It is isolated from the Internet via a "firewall" - a software and hardware product that defines, controls and limits the access that "outside" computers have to the Bank's computer. The firewall subscribes to the standards set by the NCSA (National Computer Security Association). In other words, use of the firewall allows only authenticated Bank customers or administrators to send or receive transactions through it.

Amboy Bank continues to monitor and review the security and privacy measures that it has in place to protect customer information. These measures are updated as practices change and new technology becomes available.

For information, please call Amboy Direct at 1-800-94-AMBOY, visit your local branch, or e-mail us at

This page applies to individuals and is subject to change without notice.


To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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Report Fraud, Identity Theft, and Suspicious Activity


Take action if you think your security may have been compromised.

Report Fraudulent Emails & Websites

Contact us if you encountered a fraudulent email, website, or pop-up window, or if you responded to one of these with personal information.

Report Identity Fraud & Identity Theft

If you notice suspicious account activity or think you are the victim of identity theft, contact Amboy Bank immediately. Then, review some suggested steps you can take to help further address the issue.

Report Suspicious Activity

Contact us if you notice questionable account activity, you did not receive your statements, or if your credit card, check card, or personal checks are lost or stolen.

Report Fraud Here

Fraudulent emails and websites:

Lost or stolen checks and debit/ATM cards:

Suspicious online transactions:


Get Government Advice

Financial Fraud Enforcement Task Force website:

Report Fraudulent Emails and Websites

Amboy Bank will never request you to send personal information via email. If you encounter a suspicious email or website that says it's from Amboy Bank, do not respond to it.

How to Report Fraudulent Emails and Websites
Contact Purpose
Forward suspicious emails and websites to Only suspicious emails and websites should be sent to this address. Thank you for helping us detect and stop phishing and fraud.


For servicing requests and all other inquiries, call Online Customer Service at: 1-800-94-AMBOY or send us an email.

Fraud Prevention Hotline:
Call the hotline if you provided personal information through an email or suspicious website.

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Report Identity Fraud & Identity Theft

Identity fraud is usually limited to an isolated attempt to steal money from an existing account — such as a charge on a stolen check card.

Identity theft occurs when someone steals your personal information and uses it to open new accounts or initiate transactions in your name. Identity theft is easily confused with identity fraud. To help determine your situation, learn more about identity theft and identity fraud.

If the fraudulent activity is limited to your Amboy Bank account(s): Contact us immediately at 1-800-94-AMBOY.

If you believe you are a victim of identity theft:
Contact Amboy Bank Call us at 1-800-94-AMBOY to report any fraudulent activity on your Amboy Bank accounts.
Contact the major credit bureaus You can request that the three main credit bureaus place a short or long-term "fraud alert" on your credit file. This alert requires creditors to verify your identity before opening any new accounts in your name or changing any existing accounts. You will only need to contact one bureau, which will notify the others.

Credit bureaus must provide victims of identity theft a free copy of their credit report. You should request one from each bureau, as the information can differ. Review your credit reports carefully for fraudulent activity. If fraud has occurred, notify the credit bureau and the companies where accounts were opened to report the fraud directly.

Once a dispute has been resolved, the credit bureaus you contacted will send you another copy of your credit report. Review the report to make sure that all fraudulent activity has stopped and your file has been corrected.

For more information about the steps to take and for credit reports, contact:
Contact other creditors Contact your other creditors, including credit card and phone companies, banks, and other lenders, to notify them of potential fraud. Consider following up your telephone conversations with a letter.

Close any accounts that have been breached and reopen them with new account numbers and passwords. Do not use your Social Security number as a username or password.
File a report with the local police Contact your local police department if you suspect that your personal information was stolen. A police report may lend credibility to your case when dealing with creditors, who may require proof of criminal activity.
Report the criminal activity to the Federal Trade Commission (FTC) Call the FTC hotline at 1-877-ID THEFT (1-877-438-4338) to speak with a trained identity theft counselor. Or submit a complaint to FTC's secure online database at Your information may be shared with other law enforcement agencies investigating identity theft.
Contact other agencies as appropriate
  • Postal Inspection If you believe your mail was stolen or redirected, notify your local post office.
  • Social Security Fraud Hotline: 1-800-269-0271. If you suspect someone is using your Social Security number for fraudulent purposes, call the hotline.
  • Department of Motor Vehicles (DMV) If you believe someone is trying to get a driver's license or identification card using your name and information, contact your local DMV.
Carefully review all your accounts Since identity theft takes time to resolve, you should continue to review all charges and transactions appearing on account statements and online. Immediately report any discrepancies.

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Report Suspicious Activity

The security of your accounts and personal information is one of Amboy Bank's top priorities. We promptly investigate any reported suspicious activity.

If you experience suspicious activity:
Call Amboy Bank immediately if you notice suspicious activity related to your Amboy Bank accounts.
  • Lost or stolen checks and debit/ATM cards: 1-800-94-AMBOY
  • Suspicious online transactions: 1-800-94-AMBOY
Monitor your accounts regularly. Regularly reviewing your account activity is one of the best ways to notice and stop fraudulent activity quickly.

Review your monthly statements or review activity online, 24 hours a day, with AmboyNET or Amboy eCorp at


For information, please call Amboy Direct at 1-800-94-AMBOY, visit your local branch, or e-mail us at

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You've Got Expanded Coverage

  • Coverage up to $250,000.
  • Backed by the U.S. Government and at no cost to you. 
  • Not one dollar of FDIC-protected money has ever been lost.
  • Separate coverage based on ownership categories
  • Click here to Add a Beneficiary
Our Committment to protecting your privacy and security includes:
  • High-level Encryption
    128-bit SSL protects personal data.
  • Multi-factor Login
    additional identity protection ensures only authorized logins.
  • Information Kept Private
    not shared with any 3rd parties.
  • Professional Call Center
    Our local dedicated staff assists you efficiently and confidentially.
>>Learn More
You can always talk to one of our customer service specialists. Hours from 8:30 - 7:00 Mon. - Thurs, 8:30 - 5:00 Fri., 9:00 - 1:00 Sat. EST
Call 877-22-AMBOY

Or, email us your questions at

We look forward to addressing your questions promptly.