Responding to a Promotion?


eSavings comparison

A Better Way to Save

Looking for a savings account that comes with a great rate, no minimum balance, and easy management? If so, eSavings is your answer. eSavings is available in all 50 states, and takes just minutes to open. Don’t let your money sit an account that earns no or little interest—just transfer it online into eSavings!
  • Great rate starting at $300
  • No balance minimums or associated fees
  • Open with just $100
  • FDIC Insured
  • Open to all US residents

Not ready to open now?

Get the details emailed to you

Want a $50 Bonus?

If you're a new client, find out how!

Online Value. New Jersey Bank.

chart image
Earn more with our online rates that consistently beat traditional banks
dollar sign
Keep your dollars in the Garden State and help our local economy
cell phone
Get support from an actual person when you need it
bank building
Backed by an FDIC-insured bank with more than 130 years of great savings and service

Open Your Account in One Easy Session

Begin our secure (and fast) account opening process

Enter your information
Tell us about you and your options

Fund the Account
Transfer your money from an existing account. That's it!


No! While many of our products are for New Jersey residents only, we’re proud to offer eSavings to the entirety of the United States.
Opening an account online is easy and takes less than ten minutes. You need to be at least 18 years old and a citizen or Resident Alien of the United States (some accounts also require New Jersey residency). Please have your Social Security Number, a photo ID, and your external funding information handy.
Amboy Direct is the online division of Amboy Bank, a New Jersey institution that has been around for more than 130 years. We’ve also been voted “Best Bank” for more than 20 consecutive years!
We can pay more because Amboy Direct clients do not use branches. This helps reduce our costs, which means we can pay you higher rates and bring you added value.
Our account opening process and Digital Banking platform employ state of the art security practices, so you can rest assured that your information is safe.
Amboy Direct relationships are FDIC-insured up to $250,000 per depositor.

Listen to the Experts

Terms & Disclosures *Annual Percentage Yield (APY) is shown based on $3,000 balance. Competitor information is from Ratewatch survey on 06/30/2021. Balances of $3,000 to $100,000 earn 0.40% APY; $300 to $2,999 earns 0.30% APY. Balances under $300 and over $100,000 earn no interest. Initial Deposit required to open the account is $100. Maximum deposit is $100,000. APYs may change daily. Fees may reduce earnings. Not available at Amboy branches.