Lock in a High Rate
Our eSavings Certificate of Deposit (CD) is a great choice for those looking for rate consistency. Lock in an above-the-market rate for the 12-month term. Open with as little as $100, and you can continue to add funds for the first six months!
- Open with just $100
- Add funds during first 6 months
- FDIC Insured
- Open to NJ residents only
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Online Value. New Jersey Bank.
Earn more with our online rates that consistently beat traditional banks
Keep your dollars in the Garden State and help our local economy
Get support from an actual person when you need it
Backed by an FDIC-insured bank with more than 130 years of great savings and service
Open Your Account in One Easy Session
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Begin our secure (and fast) account opening process
Enter your information
Tell us about you and your options
Fund the Account
Transfer your money from an existing account. That's it!
Yes. However, check out some of our other products that are available to those in other states.
Opening an account online is easy and takes less than ten minutes. You need to be at least 18 years old and a citizen or Resident Alien of the United States (some accounts also require New Jersey residency). Please have your Social Security Number, a photo ID, and your external funding information handy.
Amboy Direct is the online division of Amboy Bank, a New Jersey institution that has been around for more than 130 years. We’ve also been voted “Best Bank” for more than 20 consecutive years!
We can pay more because Amboy Direct clients do not use branches. This helps reduce our costs, which means we can pay you higher rates and bring you added value.
Our account opening process and Digital Banking platform employ state of the art security practices, so you can rest assured that your information is safe.
Amboy Direct relationships are FDIC-insured up to $250,000 per depositor.
Terms & Disclosures
* Annual Percentage Yield (APY) is shown based on $10,000 balance. Competitor information is from S&P Capital IQ survey on 07/18/2022. Minimum $100 initial deposit. Additional deposits can be made within 6 months of account opening. Balances on $10,000 - $250,000 earn 1.50% APY, $9,999 and under earns 0.80% APY. Early withdrawal penalties may apply. New money, one offer/account per Amboy Direct household. Offer may be modified without notice. $100 to open, $250,000 maximum. Not available at Amboy branches.
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