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Money Market Max More

Earn More on Higher Balances

More Earnings. Get the best rate on your money with balances of $30,000 and above. Only $100 to open. Just move your low rate money to this higher yielding account!

More Secure. Max More is an FDIC-insured savings account. Confidently transact with our state of the art Digital Banking.

More Easy. Convenient online access to move money between your current checking account and your Max More account. With Money Market Max More, you take maximum advantage of your balances without changing your current banking relationships.

Earn everyday high rates
FDIC Insured
Easy transfers with current bank
NJ residents only

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Online Value. New Jersey Bank.

Earn more with our online rates that consistently beat traditional banks

Keep your dollars in the Garden State and help our local economy

Get support from an actual person when you need it

Backed by an FDIC-insured bank with more than 130 years of great savings and service

Open Your Account in One Easy Session

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Begin our secure (and fast) account opening process

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Tell us about you and your options

Fund the Account
Transfer your money from an existing account. That's it!

FAQs

Do I need to be a New Jersey resident to open a Money Market Max More account?

Yes. However, check out some of our other products that are available to those in other states.

What are the requirements to open an account online?

Opening an account online is easy and takes less than ten minutes. You need to be at least 18 years old and a citizen or Resident Alien of the United States (some accounts also require New Jersey residency). Please have your Social Security Number, a photo ID, and your external funding information handy.

What is Amboy Direct?

Amboy Direct is the online division of Amboy Bank, a New Jersey institution that has been around for more than 130 years. We’ve also been voted “Best Bank” for more than 20 consecutive years!

How can Amboy Direct offer higher rates than other banks?

We can pay more because Amboy Direct clients do not use branches. This helps reduce our costs, which means we can pay you higher rates and bring you added value.

How secure is Amboy Direct?

Our account opening process and Digital Banking platform employ state of the art security practices, so you can rest assured that your information is safe.

Is my money safe?

Amboy Direct relationships are FDIC-insured up to $250,000 per depositor.

Listen to the Experts

Terms & Disclosures *$100 minimum to open. Balances from $30,000 - $250,000 earn 3.82% Annual Percentage Yield (APY); $5,000 - $29,999.99 earns 0.30% APY; under $5,000 earns no interest. Competitor information based on $50,000 is from S&P Capital IQ survey on 11/22/2024. $250,000 maximum. APYs may change daily. Fees may reduce earnings. Offer may be modified without notice. One offer per new NJ Amboy Direct household. Not available at Amboy branches.