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Jersey First eSavings

Jersey First eSavings comparison

A Win-Win For All

It’s a win FOR YOU: Amboy Direct, a division of Amboy Bank, makes it easy for you to boost your savings with a great rate, FDIC insurance, and the stability of a 135-year-old bank. Get online value from a bank right here in New Jersey.
  • Start with a guaranteed great rate
  • Consistent great rate starting at $1
  • FDIC Insured
  • Easy transfers with current bank
  • NJ residents only
It’s a win FOR NJ: By saving with Amboy Direct, your money stays in NJ and is used to help local people, businesses, and municipalities, which fuels our economy and helps keep jobs in New Jersey.

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Online Value. New Jersey Bank.

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Earn more with our online rates that consistently beat traditional banks
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Keep your dollars in the Garden State and help our local economy
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Get support from an actual person when you need it
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Backed by an FDIC-insured bank with more than 130 years of great savings and service

Open Your Account in One Easy Session

Begin our secure (and fast) account opening process

Verify Your Account
Confirm the micro-deposits Amboy put in your external account

Fund the Account
Transfer your money from an existing account. That's it!


Yes, Jersey First eSavings is available to New Jersey residents only.
Opening an account online is easy and takes less than ten minutes. You need to be at least 18 years old and a citizen or Resident Alien of the United States (some accounts also require New Jersey residency). Please have your Social Security Number, a photo ID, and your external funding information handy.
Amboy Direct is the online division of Amboy Bank, a New Jersey institution that has been around for more than 130 years. We’ve also been voted “Best Bank” for more than 20 consecutive years!
We can pay more because Amboy Direct clients do not use branches. This helps reduce our costs, which means we can pay you higher rates and bring you added value.
Our account opening process and Digital Banking platform employ state of the art security practices, so you can rest assured that your information is safe.
Amboy Direct relationships are FDIC-insured up to $250,000 per depositor.

Listen to the Experts

Terms & Disclosures *$1.00 minimum to open. Balances of $1-$100,000 earn 3.82% Annual Percentage Yield (APY) and $100,001-$250,000 earns from 3.82% APY to 2.05% APY. Competitor information based on $2,500 balance is from S&P Capital IQ survey on 6/6/2024. APYs may change daily. Fees may reduce earnings. One offer per new NJ Amboy Direct household. Offer may be modified without notice. Not available at Amboy branches.